Privacy Policy

 Privacy Policy 

Last updated: September 23, 2022 

Welcome to the Gateway Financial Solutions (“GFS”) website, www.gatewayfinancial.org. Please read this Privacy Policy carefully before you start to use this website. This Privacy Policy describes how we may collect, use, and share information collected through the Website, and tells you about your privacy rights and how the law protects you. It does not apply to information collected by Us offline or through any other means or from other sources, such as third-party websites, apps, or online services. 

Definitions 

For purposes of this Privacy Policy: 

  • Account means a unique account created for You to access our Service or parts of our Service. 
  • Company (referred to as either “the Company”, “We”, “Us” or “Our”) refers to Gateway Financial Solutions. 
  • Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses. 
  • Device means any device that can access the Service such as a computer, a cell phone or a digital tablet. 
  • Personal Data is any information that relates to an identified or identifiable individual. 
  • Service refers to the Website. 
  • Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform tasks related to the Service or to assist the Company in analyzing how the Service is used. 
  • Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit). 
  • Website refers to Gateway Financial Solutions (“GFS”) website, www.gatewayfinancial.org. 
  • You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable. 

Collecting and Using Your Personal Data 

We do not sell Your Personal Data. We do not help companies advertise their products to You. 

Types of Data Collected: 

Personal Data 

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to: 

  • Email address 
  • First name, last name, date of birth 
  • Telephone number 
  • Address, state, province, postal code, city 
  • Usage data 
  • Account number and financial account information 
  • Last 4 digits of your social security number 

If You are a dealer, We may also collect the following information: 

  • Business name
  • Dealer address 
  • Whether You are an existing dealer partner 
  • Purpose of Your inquiry 

Usage Data 

Usage Data is collected automatically when using the Service. Usage Data may include information such as Your Device’s Internet Protocol address (e.g., IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data. 

When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers, and other diagnostic data. 

We may also collect information that Your browser sends whenever You visit Our Service or when You access the Service by or through a mobile device. 

Tracking Technologies and Cookies 

We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include: 

  • Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service. Unless you have adjusted Your browser setting so that it will refuse Cookies, our Service may use Cookies. 
  • Web Beacons. Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity). 

Cookies can be “Persistent” or “Session” Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser. 

We use both Session and Persistent Cookies for the purposes set out below: 

  • Necessary / Essential Cookies 

Type: Session Cookies 

Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services. 

  • Functionality Cookies 

Type: Persistent Cookies 

Purpose: These Cookies allow us to remember choices You make when You use the Website, such as remembering your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website. 

  • Do-Not-Track Requests 

Our Service currently does not respond to Do Not Track requests. 

Use of Your Personal Data: 

The Company may use Personal Data for the following purposes: 

  • To provide and maintain our Service, including to monitor the usage of our Service. 
  • To manage Your Account: to manage Your activities as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a user. 
  • For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services You have purchased or of any other contract with Us through the Service. 
  • To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation. 
  • To provide You with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information. 
  • To manage Your requests: To attend and manage Your requests to Us. 
  • For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred. 
  • For other purposes: We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing, and your experience. 

We may share Your Personal Data in the following situations: 

  • With Service Providers: We may share Your Personal Data with Service Providers to fulfill our obligations pursuant to our business relationship with You, monitor and analyze the use of our Service, and to contact You. 
  • For business transfers: We may share or transfer Your Personal Data in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company. 
  • With Affiliates: We may share Your Personal Data with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us. The data we share may include account balances, customer names, addresses, and other Account information. 
  • With business partners: We may share Your Personal Data with Our business partners to offer You certain products, services or promotions. 
  • With Your consent: We may disclose Your Personal Data for any other purpose with Your consent. 

How to Manage Your Privacy 

Account Information: 

If you would at any time like to review or change the information in your Account, you can contact Us using the contact information provided below. 

Cookies and Similar Technologies: 

Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Services. 

Opting out of SMS marketing: You can unsubscribe from Our marketing list at any time by following the instructions in the texts We send or by contacting Us using the details provided below. You will then be removed from the marketing list — however, We may still communicate with you, for example to send you service-related communications that are necessary for the administration and use of your Account, to respond to service requests, or for other non-marketing purposes. 

Access your account settings and update preferences: 

Contact Us using the contact information provided below. 

Retention of Your Personal Data 

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with Our legal obligations (for example, if We are required to retain Your data to comply with applicable laws), resolve disputes, and enforce Our legal agreements and policies. 

The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods. 

Transfer of Your Personal Data 

Your information that We collect will be transferred to, processed, and stored in the United States. When You use the Software on your computing device, content You save will be stored locally on that device and synced with Our servers. If You post or transfer any Information to or through Our Service, You are agreeing to such information, including Personal Data being hosted and accessed in the United States. Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that. 

The Company will take all steps reasonably necessary to ensure that Your Personal Data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information. 

Disclosure of Your Personal Data 

Business Transactions: 

If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy. 

Law Enforcement: 

Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency). 

Other Legal Requirements 

The Company may disclose Your Personal Data in the good faith belief that such action is necessary to: 

  • Comply with a legal obligation 
  • Protect and defend the rights or property of the Company 
  • Prevent or investigate possible wrongdoing in connection with the Service 
  • Protect the personal safety of Users of the Service or the public 
  • Protect against legal liability 

Security of Your Personal Data 

The security of Your Personal Data is important to Us but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security. 

Children’s Privacy 

Our Service does not address anyone under the age of 13. We do not knowingly collect Personal Data from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers. We encourage parents and legal guardians to monitor their children’s internet usage and to help enforce this Policy by instructing their children never to provide personal information through the Service without their permission. 

Links to Other Websites 

Our Service may contain links to other websites that are not operated by Us. If You click on a third-party link, You will be directed to that third party’s site. We strongly advise You to review the Privacy Policy of every site You visit. 

We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party sites or services. 

Changes to this Privacy Policy 

We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page. 

We will let You know via a prominent notice on Our Service when a change becomes effective and update the “Last updated” date at the top of this Privacy Policy. 

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page. 

Contact Us 

If you have any questions about this Privacy Policy, You can contact us at: 

Address: 

PO Box 3257, Saginaw, MI 48605 

Toll-Free: 

1-800-500-7092 

Email: 

contactus@gatewayfinancial.org 

Our Website “Contact” Page: 

https://www.gatewayfinancial.org/contact-us/ 

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